Jewellery is often amongst the most valuable and sentimental of a person’s possessions, and therefore it’s important to know how much it is worth for insurance purposes. Obviously, we all hope that no harm will come to our precious possessions, and an insurance premium is one of those things that you always trust will be a waste of money in the hope that you’ll never have to use it, but it’s better to be safe than sorry. And this is where your local independent jeweller can come to your rescue: a professional jewellery valuation carried out in a local jewellery shop will help you to be fully protected against loss or theft and make insurance claims quick and simple.
If the worst does happen, most insurance companies will ask for proof of ownership and a professional valuation to prove how much your treasured items were worth. They will also often ask for good quality photographs of the items and detailed descriptions. By asking a local jeweller to carry out a professional valuation of your jewellery, you will receive all of the above and more. During a valuation by your local jeweller, your watches and jewellery will be carefully examined and a detailed written report will be compiled, noting any distinguishing features, as well as documenting your items photographically, to provide you with a legal document fit for insurance purposes. Through the valuation from your local jewellery shop, you will be able to prove the value of your pieces for your insurer, and if any stolen items are recovered by the police, you will also have evidence that you are the rightful owner.
Lots of your items can also be SafeMarked by your local jewellery shop. This is a tiny, discreet mark which your local jeweller can apply in the same way as a hallmark would be applied. The SafeMark is then permanently recorded in a secure national database, giving you absolute proof that you are the owner. This means that if your jewellery is ever lost or stolen, by notifying SafeGuard the details will be put onto a constantly updated register, and if your jewellery is recovered, the police will be able to check the SafeMark against the register. Therefore, it’s definitely worth asking your local independent jeweller about this service!
Your local jewellery shop will either charge a fixed fee for the valuation, or a percentage of the value of the piece itself, so it’s important to find out up front how your local jeweller intends to charge you. Either way, however, your local independent jeweller will give excellent customer service and attention to detail, and the valuation fee will be a small price to pay if the worst does happen.
If the worst does happen, most insurance companies will ask for proof of ownership and a professional valuation to prove how much your treasured items were worth. They will also often ask for good quality photographs of the items and detailed descriptions. By asking a local jeweller to carry out a professional valuation of your jewellery, you will receive all of the above and more. During a valuation by your local jeweller, your watches and jewellery will be carefully examined and a detailed written report will be compiled, noting any distinguishing features, as well as documenting your items photographically, to provide you with a legal document fit for insurance purposes. Through the valuation from your local jewellery shop, you will be able to prove the value of your pieces for your insurer, and if any stolen items are recovered by the police, you will also have evidence that you are the rightful owner.
Lots of your items can also be SafeMarked by your local jewellery shop. This is a tiny, discreet mark which your local jeweller can apply in the same way as a hallmark would be applied. The SafeMark is then permanently recorded in a secure national database, giving you absolute proof that you are the owner. This means that if your jewellery is ever lost or stolen, by notifying SafeGuard the details will be put onto a constantly updated register, and if your jewellery is recovered, the police will be able to check the SafeMark against the register. Therefore, it’s definitely worth asking your local independent jeweller about this service!
Your local jewellery shop will either charge a fixed fee for the valuation, or a percentage of the value of the piece itself, so it’s important to find out up front how your local jeweller intends to charge you. Either way, however, your local independent jeweller will give excellent customer service and attention to detail, and the valuation fee will be a small price to pay if the worst does happen.
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